Debt News Research and Studies - Study Finds https://studyfinds.org/category/debt/ Science news and product reviews. Fri, 16 Feb 2024 15:17:25 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 https://studyfinds.org/wp-content/uploads/2021/05/cropped-site-icon-1-1-32x32.png Debt News Research and Studies - Study Finds https://studyfinds.org/category/debt/ 32 32 1 In 10 Americans Are Clueless About Their Partner’s Salary https://studyfinds.org/americans-clueless-partners-salary/ https://studyfinds.org/americans-clueless-partners-salary/#respond Fri, 16 Feb 2024 15:16:46 +0000 https://studyfinds.org/?p=123300

NEW YORK — One in 10 Americans don’t know how much money their partner makes. A poll of 2,000 adults in serious relationships, engaged or married and split evenly by generation, also reveals that respondents are in the dark about much more than just the money that’s coming into their homes. Perhaps even more alarming,…

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Millennial Money Magic: Why Younger Adults Feel More Financially In Control Than Boomers https://studyfinds.org/millennial-money-empowered/ https://studyfinds.org/millennial-money-empowered/#comments Sun, 21 Jan 2024 19:00:40 +0000 https://studyfinds.org/?p=120476

NEW YORK — Younger American adults are more likely to feel “economically empowered” than their elders, according to a new survey. When looking at the 2,000 individuals surveyed, researchers found that Gen Zers and millennials were the most likely to currently feel economically empowered (66% and 70%, respectively). In comparison, only 51 percent of Gen…

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Was the economy actually good? Average American paid off 3 debts in 2023 https://studyfinds.org/american-paid-off-3-debts-2023/ https://studyfinds.org/american-paid-off-3-debts-2023/#respond Sun, 26 Nov 2023 14:00:51 +0000 https://studyfinds.org/?p=116144

NEW YORK — Americans saved nearly $2,000, paid off three debts, and spent the most money while shopping online in 2023, according to a new survey. The poll of 2,000 adults reveals that going into 2023, 93 percent had financial goals, and many people met them. Those goals included paying off their debts (67%), having…

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Young adults facing financial ruin as they care for aging loved ones https://studyfinds.org/caregivers-financial-ruin/ https://studyfinds.org/caregivers-financial-ruin/#respond Fri, 03 Nov 2023 23:00:03 +0000 https://studyfinds.org/?p=114607

PHILADELPHIA — Caregivers offering assistance to loved ones as they live longer are facing financial burdens they might not be able to recover from. A recent report by a team from the TIAA Institute and the University of Pennsylvania School of Nursing (Penn Nursing) is highlighting this often-overlooked issue, urging financial advisers and employers to provide…

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The Forgotten Middle: Americans struggling paycheck to paycheck living fewer years in retirement https://studyfinds.org/economic-struggles-retirement/ https://studyfinds.org/economic-struggles-retirement/#respond Mon, 16 Oct 2023 13:08:00 +0000 https://studyfinds.org/?p=112231

NEW YORK — The projected health and financial outlook for Americans nearing retirement in the lower economic bracket hasn’t improved over the last two decades, a recent study reveals. However, the individuals most overlooked are not just the lowest 15 percent based on financial resources, but also what the researchers label as the country’s “the…

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40% of Americans think their savings could only last them 4 months in emergency https://studyfinds.org/americans-savings-goals/ https://studyfinds.org/americans-savings-goals/#respond Thu, 12 Oct 2023 13:57:08 +0000 https://studyfinds.org/?p=112412

NEW YORK — Four out of 10 Americans have cash savings that would last them no more than four months, a new poll shows. However, an optimistic 75% believe their savings habits will improve in the coming year. A study encompassing 2,000 U.S. adults aged 18–58, all with savings accounts, reveals that since the pandemic’s…

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Debt’s deep impact: Financial strains are reshaping Americans’ mental health https://studyfinds.org/debt-america-mental-health/ https://studyfinds.org/debt-america-mental-health/#respond Wed, 11 Oct 2023 13:40:17 +0000 https://studyfinds.org/?p=112100

NEW YORK — A striking 77 percent of American households grapple with some form of debt, and as the cost of living surges, the burden of managing this debt takes a toll on Americans’ well-being. A new survey by Forbes Advisor uncovered the impact debt has on Americans’ mental health and how debt affects relationships,…

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Best Credit Cards For Bad Credit: Top 5 Accounts To Boost Your Score, According To Experts https://studyfinds.org/best-credit-cards-bad-credit/ https://studyfinds.org/best-credit-cards-bad-credit/#respond Mon, 25 Sep 2023 19:30:03 +0000 https://studyfinds.org/?p=78466

For individuals with less-than-stellar credit scores, the search for credit cards that offer financial flexibility and opportunities for rebuilding can be challenging yet crucial. The best credit cards for bad credit provide a lifeline by featuring reasonable annual fees, manageable interest rates, and even opportunities for credit limit increases over time. These cards empower users…

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The price of love: Why millennials and Gen Zs are running up major dating debt https://studyfinds.org/price-of-dating-millennials-debt/ https://studyfinds.org/price-of-dating-millennials-debt/#respond Fri, 15 Sep 2023 14:19:10 +0000 https://studyfinds.org/?p=108532

The average American invests $120,000 throughout their lifetime in pursuit of love, spending significant money on romantic dinners, movie outings and thoughtful gifts, not to mention personal grooming and cosmetic products. As a result, according to a survey by LendingTree, 22 percent of millennials and 19 percent of Gen Z have begun to incur “dating debt.”…

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Study: 41% of employees cash out 401(k) accounts upon job separation — leaving them ‘back at square one’ https://studyfinds.org/401k-retirement-savings/ https://studyfinds.org/401k-retirement-savings/#comments Fri, 01 Sep 2023 19:05:28 +0000 https://studyfinds.org/?p=107615

BALTIMORE — A recent study uncovers a startling trend that could jeopardize Americans’ retirement savings. Researchers from the University of British Columbia, Texas State University, and the University of Colorado Boulder found that a significant number of employees opt to withdraw their 401(k) retirement savings when they leave a job, putting their future financial security at…

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Disturbing debt collector tactics have left 4 in 10 people ‘fearing for their lives’ https://studyfinds.org/debt-collector-tactics-fearing-for-lives/ https://studyfinds.org/debt-collector-tactics-fearing-for-lives/#respond Mon, 17 Oct 2022 19:30:54 +0000 https://studyfinds.org/?p=77577

LONDON — The aggressive tactics of debt collectors have left four in 10 of their targets fearing for their lives, according to recent research. A poll of 1,000 British adults in problem debt reports that half don’t feel they have been treated in a humane way by the businesses they owe money to. Nearly a third…

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Feeling like you can’t manage your debt could lead to mental health issues, no matter how much you make https://studyfinds.org/debt-management-mental-health/ https://studyfinds.org/debt-management-mental-health/#respond Fri, 23 Sep 2022 17:11:31 +0000 https://studyfinds.org/?p=76826

COLERAINE, Northern Ireland — The strength of your mental health could hinge on the strength of your finances, or at least how you strong you think they are. People who believe they are struggling with debt are more likely to suffer from anxiety and depression, according to a study of United Kingdom citizens. The research highlights…

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2 in 3 adults avoid social events — because they’re embarrassed about their financial struggles https://studyfinds.org/americans-financial-struggles/ https://studyfinds.org/americans-financial-struggles/#comments Wed, 25 May 2022 12:33:30 +0000 https://forty1pushups.wpengine.com/?p=69682

New survey reveals that the average American believes they’d need an income of $86,000 to feel comfortable financially. The average respondent believes it will take them 38 years to pay off their credit card debt. NEW YORK — Two-thirds of Americans are trying to keep their financial struggles a secret. A recent survey of 2,000 U.S. adults…

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Inflation and savings: 7 in 10 Americans nervous about rising cost of living https://studyfinds.org/inflation-savings-money-cost-of-living/ https://studyfinds.org/inflation-savings-money-cost-of-living/#respond Mon, 09 May 2022 12:34:35 +0000 https://forty1pushups.wpengine.com/?p=67391

NEW YORK — More than half of Americans feel they handle their finances better than their folks. A survey of 2,000 adults looked at how different generations perceive money and finds that 58 percent believe they’re better financial managers than their parents. Despite this, 65 percent still admit being uncomfortable when talking to them about money. This…

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One-third of Latinos blame debt issues on parents not teaching them how to manage money https://studyfinds.org/latinos-debt-money-management/ https://studyfinds.org/latinos-debt-money-management/#comments Sun, 03 Apr 2022 14:19:31 +0000 https://forty1pushups.wpengine.com/?p=63073

NEW YORK — A new study finds many Latino parents are hoping their children make better choices with their money than they did. Only 51 percent of Latinos would want their children to make the same financial decisions (saving, investing, and budgeting) that they did. A recent survey of 2,000 Americans between 18 and 41, half…

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Hard times: Average American carries more than $3,000 in credit card debt https://studyfinds.org/american-credit-card-debt/ https://studyfinds.org/american-credit-card-debt/#respond Thu, 24 Feb 2022 15:26:37 +0000 https://forty1pushups.wpengine.com/?p=59778

NEW YORK — Most Americans are currently carrying so much credit card debt that they would do anything to go back in time and change the outcome of their financial situation. That’s according to a recent survey of 2,000 adults that examined how they tackle their financial hurdles. The poll found that the average person owes…

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Hard times: 7 in 10 Americans say they’re living paycheck to paycheck now https://studyfinds.org/living-paycheck-to-paycheck/ https://studyfinds.org/living-paycheck-to-paycheck/#comments Mon, 07 Feb 2022 23:30:07 +0000 https://forty1pushups.wpengine.com/?p=58030

NEW YORK — In these tough financial times, a new study finds it’s getting harder and harder for people to save any of their money. In fact, seven in 10 Americans say they’re living paycheck to paycheck. A recent survey of 2,007 adults found that 63 percent don’t see themselves reaching a level of financial security…

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Forever in debt: 43% of credit card holders only pay minimum amount owed each month https://studyfinds.org/credit-cards-ruin-credit-score-debt/ https://studyfinds.org/credit-cards-ruin-credit-score-debt/#comments Tue, 19 Oct 2021 12:45:52 +0000 https://forty1pushups.wpengine.com/?p=51143

NEW YORK — Many Americans have a love-hate relationship with their credit cards — and for half, their credit cards are their lifesavers. A survey of 2,000 people with poor, unknown, or no credit finds that most Americans struggled with managing their finances when they first moved out on their own (56%). Nearly three in five…

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Most baby boomers fear they’ll never be able to retire thanks to pandemic https://studyfinds.org/baby-boomers-fear-they-cant-retire-pandemic/ https://studyfinds.org/baby-boomers-fear-they-cant-retire-pandemic/#respond Fri, 23 Jul 2021 12:44:53 +0000 https://forty1pushups.wpengine.com/?p=46829

NEW YORK — From stimulus checks to eviction moratoriums to child tax credits to extended unemployment benefits, many Americans have needed all the help they can get to make ends meet during the COVID-19 pandemic. Older adults who once dreamed of unlocking their 401Ks and enjoying life after work now find themselves pushing that dream back…

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Average American hit peak ‘financial recklessness’ at 22, but didn’t ‘grow up’ until after 25 https://studyfinds.org/americans-financial-recklessness/ https://studyfinds.org/americans-financial-recklessness/#respond Wed, 07 Jul 2021 18:55:26 +0000 https://forty1pushups.wpengine.com/?p=45927

NEW YORK — For many, life in their early twenties was a time of risk-taking and throwing caution into the wind while still young. And as it turns out, it’s also when most people live life on the edge with their money, too. According to a new survey, the average American hits peak financial recklessness…

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Student loans study: ‘Best’ option is paying more now so you owe less later https://studyfinds.org/student-debt-best-option/ https://studyfinds.org/student-debt-best-option/#respond Mon, 21 Jun 2021 13:40:21 +0000 https://forty1pushups.wpengine.com/?p=45139

BOULDER, Colo. — Student debt is a reality of life for millions of Americans. While payment obligations and interest rates have been frozen since the start of the COVID pandemic, that leeway is scheduled to end this October. Now, researchers from the University of Colorado at Boulder claim to have found the optimal way to pay…

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Parents expect to pay at least $26,000 annually to send their kids to college https://studyfinds.org/parents-expect-to-pay-26000-for-college/ https://studyfinds.org/parents-expect-to-pay-26000-for-college/#respond Wed, 19 May 2021 12:30:51 +0000 https://forty1pushups.wpengine.com/?p=43557

NEW YORK — Over one in four parents of prospective college students feel like their kid isn’t ready for college. While that may not sound surprising, parents are also sharing that they themselves aren’t ready to pay those tuition bills either! Specifically, a new study finds parents feel like their kids aren’t prepared for the academic…

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Stress over money can cause you physical pain up to 30 years later https://studyfinds.org/stress-over-money-physical-pain/ https://studyfinds.org/stress-over-money-physical-pain/#respond Fri, 16 Apr 2021 13:51:20 +0000 https://forty1pushups.wpengine.com/?p=42137

ATHENS, Ga. — Stressing out over money problems is something that can give anyone a headache. After all, finances may not just affect one person, but an entire family as well. Even if things eventually get better, a new study finds financial stress can actually cause someone real pain decades later. Researchers from the University of…

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ATM anxiety: Most people don’t know how much money they have, fear checking their balance https://studyfinds.org/atm-anxiety-people-fear-checking-bank-money-balance/ https://studyfinds.org/atm-anxiety-people-fear-checking-bank-money-balance/#respond Wed, 31 Mar 2021 12:49:17 +0000 https://forty1pushups.wpengine.com/?p=41431

NEW YORK — Whoever said “ignorance is bliss” probably had a low bank balance, if you consider the results of a new study. Roughly half of Americans aren’t sure how much money is in their bank account — and that’s because they say they’re too afraid to find out. According to a recent poll of 2,000…

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Money is now the top stressor for Americans in 2021, not COVID-19 https://studyfinds.org/money-top-stressor-not-covid-19/ https://studyfinds.org/money-top-stressor-not-covid-19/#respond Thu, 18 Mar 2021 15:45:42 +0000 https://forty1pushups.wpengine.com/?p=40872

WASHINGTON — While the coronavirus pandemic’s toll on human life has been devastating, the financial fallout may have actually impacted more Americans over the last year. With millions out of work or suffering cutbacks in their hours, a new survey finds nearly 145 million Americans believe they can’t afford another year like 2020. WalletHub’s new Coronavirus…

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Average senior faces $1,000 in bills after leaving hospital for COVID treatment as ‘grace period’ ends https://studyfinds.org/seniors-face-1000-bills-covid-hospital-treatment-healthcare-grace-period-ends/ https://studyfinds.org/seniors-face-1000-bills-covid-hospital-treatment-healthcare-grace-period-ends/#respond Thu, 25 Feb 2021 15:09:11 +0000 https://forty1pushups.wpengine.com/?p=39489

ANN ARBOR, Mich. — Up until now, most Americans have had their hospital bills related to severe COVID-19 symptoms covered by a combination of insurance companies and government relief plans. Of course, you didn’t need a crystal ball to know that wouldn’t last forever. Now, as insurance companies begin wrapping up their “pandemic grace periods,” researchers…

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Young Americans feel financial goals are unreachable, blame older generations for current economy https://studyfinds.org/financial-goals-unreachable-economy/ https://studyfinds.org/financial-goals-unreachable-economy/#respond Thu, 11 Feb 2021 14:37:44 +0000 https://forty1pushups.wpengine.com/?p=38985

NEW YORK — With the economic impact of COVID-19 throwing a wrench into the lives of countless people, many young Americans think their financial dreams are permanently out of reach. A new survey finds four in 10 adults under the age of 40 are not optimistic that they’ll ever achieve their financial goals. A OnePoll…

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Post-COVID attitude? Americans more focused on enjoying life now than career and success https://studyfinds.org/covid-attitude-americans-focused-on-enjoying-life/ https://studyfinds.org/covid-attitude-americans-focused-on-enjoying-life/#respond Tue, 02 Feb 2021 14:13:51 +0000 https://forty1pushups.wpengine.com/?p=38406

NEW YORK — Sometimes, all it takes is a world-changing crisis to give people a new perspective on life. A majority of Americans say they’re planning to focus more on health and happiness rather than career and success after the COVID-19 pandemic. For many, that also means getting their financial flaws in order too. The…

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Americans Could’ve Saved $5.4 Billion By Refinancing, Study Finds https://studyfinds.org/refinancing-mortage-savings-study-finds/ https://studyfinds.org/refinancing-mortage-savings-study-finds/#respond Mon, 01 Feb 2021 13:17:26 +0000 https://forty1pushups.wpengine.com/?p=964

PROVO, Utah — If American homeowners had taken advantage of their ability to refinance, they’d have about $2,000 extra per year in their pockets — totaling $5.4 billion in potential savings — a new study finds. Researchers at Brigham Young University (BYU) led the study, published in the Journal of Financial Economics. For their data set, the…

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Half of Americans call 2020 a ‘personal financial disaster,’ plan to change priorities in 2021 https://studyfinds.org/2020-personal-financial-disaster/ https://studyfinds.org/2020-personal-financial-disaster/#respond Tue, 22 Dec 2020 14:18:37 +0000 https://forty1pushups.wpengine.com/?p=36050

New survey shows that ‘rebuilding savings’ tops the list of New Year’s resolutions for three in five Americans. A stunning 62% of respondents expect to take on a second job in 2021 to help stay afloat Three in 10 currently don’t have the means to cover a $400 financial setback NEW YORK — While there…

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Faith in American Dream leads to fewer impulse buys, researchers say https://studyfinds.org/study-finds-american-dream-shopping-money/ https://studyfinds.org/study-finds-american-dream-shopping-money/#respond Mon, 23 Nov 2020 11:46:27 +0000 https://forty1pushups.wpengine.com/?p=418

BUFFALO — Horatio Alger would be proud. A recent study finds that having a firm belief in the American Dream may lead to an increased ability to not spend impulsively. The study, conducted by academics at the University at Buffalo and Johns Hopkins University, was published in the Journal of Marketing Research. It sought to see the…

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Study: Too Much Debt Could Kill You https://studyfinds.org/too-much-debt-could-kill-you/ https://studyfinds.org/too-much-debt-could-kill-you/#comments Mon, 19 Oct 2020 10:58:50 +0000 https://forty1pushups.wpengine.com/?p=96

DENVER — Exercise regularly, be mindful of your diet, and pay off your credit card bills? That very well may be the new mantra for a long life, as a study finds high debt could lead to an early death. Conversely, those who owe very little are less likely to die at a younger age. Researchers looked…

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Modern recessions have taught young adults to save money earlier — and they’re succeeding https://studyfinds.org/young-people-saving-money/ https://studyfinds.org/young-people-saving-money/#respond Tue, 15 Sep 2020 19:26:45 +0000 https://forty1pushups.wpengine.com/?p=27465

VACAVILLE, Calif. — Saving money is a goal of most people, but it’s increasingly difficult when unexpected downturns shake the economy. For young adults, a recent survey shows many millennials and Generation Z are taking an active role in building their futures. Nine in 10 have already opened savings accounts and a quarter say that money…

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Survey: 1 In 5 Americans Unaware If They Have Credit Card Debt https://studyfinds.org/one-in-five-americans-unaware-of-credit-card-debt/ https://studyfinds.org/one-in-five-americans-unaware-of-credit-card-debt/#respond Sat, 12 Sep 2020 18:21:49 +0000 https://forty1pushups.wpengine.com/?p=13517

WASHINGTON — More than one in five Americans have no idea if they have credit card debt, and three in ten don’t know the interest rate on their credit line, a new survey reveals. The online survey of 1,001 adults, conducted by U.S. News & World Report, showed that while 21% don’t know if they have…

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Stimulus checks needed ASAP: 61% of Americans awaiting more federal aid to help pay bills https://studyfinds.org/stimulus-checks-americans-awaiting-federal-aid/ https://studyfinds.org/stimulus-checks-americans-awaiting-federal-aid/#respond Sat, 22 Aug 2020 14:15:53 +0000 https://forty1pushups.wpengine.com/?p=30396

New survey shows that 66% of Republicans and 63% of Democrats need another stimulus check. Four in ten Americans want monthly checks until the pandemic ends. NEW YORK — As the fight on Capitol Hill rages on, millions of Americans continue to wait for financial aid during the coronavirus pandemic. A new survey finds six in…

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Hard times: One in four Americans have missed a bill payment since COVID-19 emerged https://studyfinds.org/quarter-americans-missed-bill-payment-covid-19/ https://studyfinds.org/quarter-americans-missed-bill-payment-covid-19/#respond Mon, 10 Aug 2020 16:36:29 +0000 https://forty1pushups.wpengine.com/?p=29800

Paying off bills is tough for many these days, and a new survey shows that Americans are cutting costs or even adopting a ‘minimalistic’ lifestyle to make ends meet. NEW YORK — From our social lives to professional careers, life as we know it has shifted since the beginning of 2020. Well, almost everything; millions may…

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Half of U.S. homeowners struggle with mortgage due to COVID-19, consider selling home https://studyfinds.org/half-of-u-s-homeowners-struggle-with-mortgage-due-to-covid-19-consider-selling-home/ https://studyfinds.org/half-of-u-s-homeowners-struggle-with-mortgage-due-to-covid-19-consider-selling-home/#respond Fri, 26 Jun 2020 13:16:32 +0000 https://forty1pushups.wpengine.com/?p=27214

NEW YORK — The coronavirus pandemic has been devastating for the United States economy. A new study finds the crisis could soon cause a big shakeup in the real estate market. As homeowners struggle to pay their bills, researchers say many Americans are thinking about putting up the “For Sale” sign. A survey of 2,000…

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Three In Four Americans Agree Universal Healthcare Is Needed During Coronavirus Pandemic https://studyfinds.org/three-in-four-americans-agree-universal-healthcare-is-needed-during-coronavirus-pandemic/ https://studyfinds.org/three-in-four-americans-agree-universal-healthcare-is-needed-during-coronavirus-pandemic/#respond Mon, 18 May 2020 12:19:37 +0000 https://forty1pushups.wpengine.com/?p=25599

More than eight in ten adults agree that the country should provide monthly stimulus checks to citizens until the outbreak ends. While 30% of Americans agree that President Trump was unprepared at the outset of the pandemic, 62% think he’s handled the crisis well overall. LONDON — A recent survey shows how the opinions of…

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Survey: 30% Of Americans Have Raided Retirement Savings During Coronavirus Lockdown https://studyfinds.org/survey-3-in-10-americans-have-raided-retirement-savings-during-coronavirus-lockdown/ https://studyfinds.org/survey-3-in-10-americans-have-raided-retirement-savings-during-coronavirus-lockdown/#respond Sat, 16 May 2020 17:31:59 +0000 https://forty1pushups.wpengine.com/?p=25652

CHARLOTTE, North Carolina — The coronavirus lockdown has caused an economic crisis that’s taking a toll on many Americans. Not only are their wallets getting thinner but a new survey shows that three in ten Americans have dipped into their retirement savings to help cover their expenses. MagnifyMoney commissioned a survey of 1,239 Americans who…

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Survey: 1 In 3 Middle-Aged Americans Say Retirement Plans Delayed Due To Coronavirus Crisis https://studyfinds.org/survey-americans-say-retirement-plans-delayed-due-to-coronavirus/ https://studyfinds.org/survey-americans-say-retirement-plans-delayed-due-to-coronavirus/#respond Thu, 23 Apr 2020 13:41:18 +0000 https://forty1pushups.wpengine.com/?p=24895

NEW YORK — The coronavirus crisis has disrupted the economy and the everyday lives of nearly all Americans in some way or another. While many are struggling financially in the now, the downturn may also put a major dent in retirement plans for millions of others, too. A new survey of 1,000 Americans reveals that…

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Pinched: Lower back & neck pain at the top of U.S. healthcare spending https://studyfinds.org/pinched-lower-back-neck-pain-at-the-top-of-u-s-healthcare-spending/ https://studyfinds.org/pinched-lower-back-neck-pain-at-the-top-of-u-s-healthcare-spending/#respond Thu, 05 Mar 2020 14:22:01 +0000 https://forty1pushups.wpengine.com/?p=23108

SEATTLE — If dollars and cents are indicative of pain, many of us are especially feeling it where it hurts when it comes to neck and lower back pain. Researchers say that when combined with other musculoskeletal disorders, including joint and limb troubles, Americans are spending more for treatment than on any other ailment or condition.…

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Can’t put a ring on it: Nearly 2 in 5 young Americans putting off marriage due to debt https://studyfinds.org/young-americans-putting-off-marriage-due-to-debt/ https://studyfinds.org/young-americans-putting-off-marriage-due-to-debt/#respond Wed, 12 Feb 2020 12:55:39 +0000 https://forty1pushups.wpengine.com/?p=22079

NEW YORK — There are few moments in life as cherished and celebrated as saying “I do.” Marriage is often looked at as a new chapter in life and adulthood, but alarmingly, a new survey finds a staggering amount of young Americans feel unable to enter their next phase with the person they love because of…

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No safety net: 2 in 5 Americans would struggle to pay off $400 bill https://studyfinds.org/no-safety-net-2-in-5-americans-would-struggle-to-pay-off-400-bill/ https://studyfinds.org/no-safety-net-2-in-5-americans-would-struggle-to-pay-off-400-bill/#respond Wed, 05 Feb 2020 14:53:26 +0000 https://forty1pushups.wpengine.com/?p=21769

Stunning new survey reveals a quarter of adults admit to not having a savings account. Among those who do, millions only have enough saved up to cover just two months of bills. NEW YORK — You would be hard pressed to find anyone, no matter how well off they may be, who wouldn’t mind a few…

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Racial discrimination in the mortgage market hasn’t waned over past 4 decades https://studyfinds.org/racial-discrimination-in-the-mortgage-market-hasnt-waned-over-past-4-decades/ https://studyfinds.org/racial-discrimination-in-the-mortgage-market-hasnt-waned-over-past-4-decades/#respond Wed, 29 Jan 2020 14:07:18 +0000 https://forty1pushups.wpengine.com/?p=21315

EVANSTON, III — Black or Hispanic families are still less likely to be approved for a mortgage, and if they are, it will likely be at a higher cost. That’s the finding of a study by Northwestern University researchers which concludes that racial disparities in the mortgage market have remained about the same over the…

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Financial resolutions: 56% of Americans hope to become debt-free this decade https://studyfinds.org/financial-resolutions-56-of-americans-hope-to-become-debt-free-this-decade/ https://studyfinds.org/financial-resolutions-56-of-americans-hope-to-become-debt-free-this-decade/#respond Wed, 08 Jan 2020 18:57:17 +0000 https://forty1pushups.wpengine.com/?p=20350

NEW YORK — Millions of Americans set new financial goals for themselves every year, and the start of 2020 is a great time for many to revisit their finances and set themselves up for success. According to a survey of 2,000 Americans, freeing themselves from debt is a financial priority for the majority of Americans…

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Ball & chain: 4 in 5 college grads view their student loans as a ‘life sentence’ https://studyfinds.org/ball-chain-4-in-5-college-grads-view-their-student-loans-as-a-life-sentence/ https://studyfinds.org/ball-chain-4-in-5-college-grads-view-their-student-loans-as-a-life-sentence/#respond Thu, 02 Jan 2020 14:35:09 +0000 https://forty1pushups.wpengine.com/?p=20065

Nearly three in ten graduates are still living with their parents due to financial restraints from college debt. More than a third (35%) admit to living in a dangerous neighborhood to save money on rent. NEW YORK — The extravagant cost of higher education in the United States is a hotly debated topic these days, and…

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Debt the halls: 71% of parents lose sleep over holiday spending for their kids https://studyfinds.org/debt-the-halls-71-of-parents-lose-sleep-over-holiday-spending-for-their-kids/ https://studyfinds.org/debt-the-halls-71-of-parents-lose-sleep-over-holiday-spending-for-their-kids/#respond Fri, 20 Dec 2019 13:11:17 +0000 https://forty1pushups.wpengine.com/?p=19776

NEW YORK — On Christmas Eve, millions of children all over the world find it near impossible to fall sleep as they eagerly anticipate what Santa will bring come morning. But, according to a new survey of 2,000 U.S. parents, kids aren’t the only ones dealing with insomnia over the holidays: 71% of respondents say they…

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Digital deception: 9 in 10 Americans have been victimized by an online scam https://studyfinds.org/digital-deception-9-in-10-americans-have-been-victimized-by-an-online-scam/ https://studyfinds.org/digital-deception-9-in-10-americans-have-been-victimized-by-an-online-scam/#comments Fri, 13 Dec 2019 15:06:03 +0000 https://forty1pushups.wpengine.com/?p=19321

Survey reveals that half of Americans would consider living “off the grid” in order to keep their data safe. Despite findings, third of respondents admit they still do not take any precautions when shopping online. NEW YORK — The digital age we all currently live in has brought with it a unique set of new security…

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Vexed voters: 8 in 10 Americans say politics are BIGGEST source of stress in life https://studyfinds.org/vexed-voters-8-in-10-americans-say-politics-are-biggest-source-of-stress-in-life/ https://studyfinds.org/vexed-voters-8-in-10-americans-say-politics-are-biggest-source-of-stress-in-life/#respond Wed, 11 Dec 2019 13:52:14 +0000 https://forty1pushups.wpengine.com/?p=19445

New survey reveals nearly 7 in 10 adults say their lives have never been more stressful than now. Two-thirds of Americans say all this anxiety is making them less productive at work! NEW YORK — U.S. politics have never felt quite as contemptuous, and unavoidable, as they do today. We’re a nation of people who are…

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Survey: Holiday spending leaves more than a quarter of Americans in debt! https://studyfinds.org/survey-holiday-spending-leaves-more-than-a-quarter-of-americans-in-debt/ https://studyfinds.org/survey-holiday-spending-leaves-more-than-a-quarter-of-americans-in-debt/#respond Wed, 27 Nov 2019 14:03:36 +0000 https://forty1pushups.wpengine.com/?p=18555

Between the travel, the food, and the gifts, it’s no surprise that the “most wonderful time of the year” is also the most stressful time of year for half of Americans, according to the survey. NEW YORK — Everyone wishes they had a little more spending cash during the holidays, but a startling new set of…

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